Stacked shipping containers and cranes at Port Botany in Sydney

Shelf 3 · Trade, stock & assets

Trade, stock, invoice and asset finance

Trade, import and purchase order funding, invoice and debtor finance, and loans for equipment, vehicles, trucks, machinery, tech and green upgrades.

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Trade finance

Trade finance for Australian businesses buying stock from local or overseas suppliers: how trade funding works, typical terms, what lenders check.

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Import finance

Import finance for Australian businesses: paying overseas suppliers, freight, duty and GST before goods land, how facilities work.

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Export finance

Export finance for Australian businesses selling overseas: funding production and the long wait for international payment, common structures.

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PO finance

Purchase order finance pays your supplier so you can fulfil a confirmed customer order bigger than your cash allows. How PO funding works, costs.

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Inventory finance

Inventory and stock finance for retailers, wholesalers and dealers: how lenders value stock, floor plan facilities, revolving limits.

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Invoice finance

Invoice finance turns unpaid invoices into cash within days. How invoice discounting and single invoice finance work, what they cost.

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Debtor finance

Debtor finance and factoring explained: an ongoing facility against your whole debtor ledger, how limits grow with sales, disclosed vs confidential.

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Supply chain finance

Supply chain finance and reverse factoring explained for Australian businesses: buyer-led programs, supplier finance, who benefits.

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Equipment finance

Equipment finance for Australian businesses: chattel mortgage, hire purchase and lease compared, new vs used gear, balloon payments.

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Vehicle finance

Business car, ute and van finance in Australia: chattel mortgage vs lease, GST on vehicles, new vs used, balloons.

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Truck finance

Truck finance for Australian owner-drivers and fleets: rigid trucks, prime movers, tippers and trailers, new or used.

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Chattel mortgage

What a chattel mortgage is, how it works for business vehicles and equipment, GST and depreciation basics, balloon payments and how it compares with leasing.

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Machinery finance

Machinery finance for excavators, loaders, tractors, harvesters and production lines: new and used, auction purchases, seasonal repayments.

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Green loans

Green business loans for solar, batteries, electric vehicles and energy-efficient equipment: how they're structured, the payback maths.

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Technology finance

Technology finance for computers, servers, POS systems, phones and software roll-outs: short terms for fast-ageing gear, leasing vs buying.

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See what your business could qualify for

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