Which business loan is right for me?

Why these five questions?

Almost every business loan decision comes down to the same handful of facts. Purpose decides which family of loans is even relevant: a truck points to asset finance, a slow-paying customer to invoice finance, a tax bill to cash flow or property-secured lending. Amount rules some options out — unsecured lending typically runs from $5,000 to $500,000, while property-secured loans stretch from $20,000 to $5,000,000. Security shapes the amount, the term and the lenders willing to help. Timing favours loan types that involve less paperwork. And complications like past credit issues, an ATO debt or late tax returns steer you towards lenders who assess the whole story rather than a checklist.

The matcher weighs those answers against every entry in our A–Z index. It's deliberately simple. Real situations often blend two loan types — equipment finance for the machine plus a line of credit for the working capital, for example — and that's where a conversation with a specialist adds value.

What to do with your results

Open each matched page and read the sections on what lenders check and the mistakes to avoid. If one stands out, you're ready to make a 60-second enquiry. If you'd like to explore further, the Loan Finder lets you filter the whole directory yourself. Either way, there's no credit check when you enquire, and your enquiry stays with one specialist.