Shelf 1 · Secured by property
Property-secured business loans
First mortgages, second mortgages, caveat loans, bridging, private and development money — every way to borrow against residential or commercial property, from $20,000 to $5,000,000.
First mortgage
What a first mortgage business loan is, when first-ranking security beats other options, what lenders check and how to use property to fund a business.
Read more →Second mortgage
How a second mortgage business loan lets you borrow against equity without touching your home loan: who it suits, what lenders check and how much is possible.
Read more →Fast second mortgage
Need a second mortgage for your business in a hurry? What makes some settle sooner than others, what slows them down and how to prepare before you enquire.
Read more →Caveat loans
How business caveat loans work, why lenders lodge a caveat instead of a mortgage, typical uses, exit strategies and what to check before you sign anything.
Read more →Bridging loans
Business bridging loans explained: how they cover the gap between buying and selling, open vs closed bridging, the exit lenders need.
Read more →Private loans
Private business loans from non-bank lenders: how they differ from banks, who they help, what they look at instead of credit scores.
Read more →Commercial property
Commercial property loans for shops, offices, factories and warehouses: deposits, how lenders value commercial security, owner-occupier vs investor.
Read more →Home as security
Thinking of using your home as security for a business loan? How residential security works, why it opens bigger amounts.
Read more →Equity release
How business equity release works: refinancing property to free up cash for the business, how usable equity is calculated and when it beats a second mortgage.
Read more →Short-term secured
Short-term, property-secured business loans for months rather than decades: typical uses, how interest can be prepaid or capitalised and planning the exit.
Read more →Development finance
Property development finance explained: senior debt, mezzanine and residual stock loans, what lenders want in a feasibility, presales.
Read more →Construction finance
Construction finance for business premises: how progress payments work, what lenders need from your builder, managing cost overruns.
Read more →Land loans
Business land loans for vacant blocks, rural land and sites awaiting approval: why lenders treat land cautiously, holding costs.
Read more →Private loan exit
How to refinance out of a short-term private or caveat loan into longer, steadier finance: what the next lender needs, timing it right and what to fix first.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
Not shopped around
A real person on your file